Funerals can be very costly affairs, and since – for most of us at least – death tends to come somewhat unexpectedly, the costs can often prove to be something of a shock, as well as a burden, to those family members left with the duty of arranging and paying for the ceremony and burial/cremation.
Paying for your funeral in advance allows you to spread the payments over an extended period of time, and eases the pressure from your relatives during what will already be a most difficult time. You are also afforded the opportunity to have your say regarding the nature of the service itself.